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The most loving thing parents do — gifting their home to their children — can quietly destroy generational wealth. Most families believe transferring the house early is the “smart” move. But what they don’t realize is this: 👉 Gift it now, and your children inherit your old tax basis. 👉 Leave it to them properly, and they may receive a full step-up in value. That difference can mean tens or even hundreds of thousands of dollars in unnecessary taxes. The hardest part? Most families only discover
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